Indiana University
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In Windows, why should I avoid running my computer as an administrator?

Running your Windows computer (including 2000, XP, and Vista) as an administrator (or Power User) leaves your computer vulnerable to security risks and exploits, such as Trojan horses. Simply visiting an unfamiliar Internet site as an administrator can cause extreme damage to your computer, such as reformatting your hard drive, deleting all your files, and creating a new user account with administrative access.

To avoid these problems, the University Information Security Office (UISO) recommends that you refrain from running your computer with administrative rights and instead practice the principle of least privilege (though you will still need an administrator account on your computer in order to perform system maintenance; see At IU, in Windows 2000, XP, or Vista, how do I give myself or other users login privileges on my computer?). For more, search the Microsoft Help and Support web site for article 825069.

Search Microsoft Help and Support.

To perform tasks that require administrative privileges, you can temporarily log in as an administrator; see In Windows, how can I run an administrator task from a non-admin account?

This document was adapted from the Microsoft TechNet article Why you should not run your computer as an administrator.